alexandria motor vehicle accident lawsuit Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general, the law assumes that the vehicle is being operated with the permission of its owner.

The mortality rates are affected by laws that increase penalties and make revocation automatic or target social hosts. All of these measures, which include obligatory education, alcohol treatment, and interlock devices, have a slight effect.

Legal Definitions

State laws regulate the legal terms used by motor vehicles. The various definitions that are used for matters pertaining to national requirements for fuel economy and licensing requirements for commercial vehicle drivers are primarily for administrative purposes and do not apply to states that are determining their own registration classifications. These classifications for vehicles determine whether a driver has to be issued a special license to operate certain types of vehicles.

These state laws define the terms "automobile," "light truck" and others. For example the definition of light truck encompasses any motor vehicle that has a manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair is a machine with wheels, used primarily by persons who, due to physical disability are unable to move about as pedestrians. A moped is a vehicle with only three wheels on the ground, and that can travel at the speed of 35 miles per hour.

A pedal-driven vehicle, is driven by a driver sitting on top of it. A person who owns the legal title to a car is called its owner.

Traffic Laws

Typically, each state has its own set of motor vehicle laws that encompass everything from registration process to insurance requirements. The statutes also cover the types of vehicles that are subject to the law. While some of these laws are fairly similar across states, others are quite different. For instance, there are laws that restrict the number of people that can be transported in a pedicab. There are laws that ban reckless driving in certain types of roads, for instance, a parking lots.

A person who operates a motor vehicle in contravention of these laws could face penalties and fines for doing so. Penalties can include having your license suspended or the requirement to go to traffic school.

The law governing speed limits on roads is one of the most important laws states have. In New York, for example it is stated that the speed limit for a commercial vehicle is the same as for an automobile.

The law also sets out the definition of a "motor vehicle." This includes every description of a carriage or other device that is driven by mechanical energy and employed on a public highway for the transport of people or property or for other commercial purpose. The law excludes trailers, coaches and semitrailers, all terrain and snowmobile vehicles, motorized mobility assist devices that are operated by people with disabilities and self-propelled corn as well as harvesting machines for hay.

Insurance

A motor vehicle insurance policy is a contract between the insurer and insured that protects against financial losses arising from the risk of bodily injury or property damage to a third party arising out of the ownership operating, maintenance, or use of a covered car. It may also provide protection against physical damage to the insured vehicle itself. It must state the name and address of the named insured as well as the coverage provided by the policy, the cost payable, the duration of effectivity and the limits of liability. It should also include an agreement or a statement that insurance is provided thereunder in accordance with the coverage stated in respect of bodily injury or property damage, or death, and is subject to all of the requirements of this chapter.

Duncanville law firms typically recommend that people read a sample motor vehicle accident attorney vehicle policy in order to know the terms. One of the most frequently encountered confusions is the definition of "motor vehicle accident attorney vehicle". The phrase is found in many statutes that govern vehicle registration and financial responsibility laws.

A few examples of coverage under a motor vehicle policy include commercial automobile insurance for motor vehicle accident attorney vehicles used in connection with commercial, business, work or occupations that are conducted for profit; automobile liability insurance that includes MP and PIP as well as underinsured and uninsured motorist coverage (UM/UIM). This type of insurance is required by many states.

Permissive Use

If someone other than a named insured or a family member is driving your car and gets involved in an accident, it is crucial to know the process of insurance coverage in these circumstances. This is called permissive usage. The specific terms of your insurance policy could vary, but a majority of major automobile insurers provide this kind of coverage.

It is important to remember that you are accountable for any damages caused by a driver who has your permission. Permission can be express or implied, and generally does not have to be written down.

In determining if there is implied consent, courts will look at the relationship of the parties, their previous conduct and use of the vehicle, as well as the circumstances surrounding a specific driving incident. A court will also look at whether any restrictions were imposed on the permissive use, and if even an unintentional deviation from the time, place, and usage limitations of the initial permission would violate these limitations.

Keep in mind that adding a driver to your car insurance will likely cause your premium to go higher, since it makes the vehicle more risky to insure. Therefore, you must consider your options carefully prior to giving your vehicle over to other people. Contact Jerry for a no-cost insurance quote and to discuss your policy terms.