Motor Vehicle Legal Terms

The laws that govern motor vehicles are different from one state to another. In general the law, it assumes that the vehicle is operated with the permission of the owner.

The mortality rates are influenced by laws that increase penalties that make revocation automatic or make social hosts targets. All of these measures, including obligatory education, alcohol treatment and interlock devices, have a tiny impact.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions for national standards for fuel economy and licensing requirements for drivers of commercial vehicles are mostly administrative and do not apply when states decide on their own classifications for registration. These vehicle classifications determine if a driver needs an additional license to operate certain kinds of vehicles.

The state laws define terms like "automobile," "light trucks" and other terms. For example the definition of a light truck comprises every motor vehicle with a manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes pickup trucks as well as panel delivery trucks. This includes any vehicle or combination of vehicles that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a machine with wheels. It is usually used by persons who are physically disabled and cannot walk as pedestrians. A moped is a motor vehicle that has no more than three wheels that come into contact with the ground that is able to travel at a speed of not more than 35 miles per hour.

A pedicab is a type of vehicle that is propelled by an operator who sits on it. A person who owns the legal title to a car is called its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle law that deal with everything from the registration process to the insurance requirements. These laws also address the types of vehicles protected by law. While some of these laws are similar between states, others differ significantly. There are laws that limit how many people can be transported by pedicab. There are laws that prohibit reckless driving on certain kinds of roads, including parking lot.

Any person who operates a motor vehicle that is in contravention of these laws could be fined and punished for doing so. Penalties can include having your license revoked or the requirement to attend traffic school.

The law that governs speed limits on roads is one of the most important laws that a state has. In New York, for example it stipulates that the speed limit for a commercial vehicle is the same as that of an automobile.

The law also defines the definition of a "motor vehicle." This includes every description of a carriage or other contrivance that is propelled by mechanical power and is utilized on a public road for the transport of people or property, or for other commercial use. The law does not include trailers, semitrailers and coaches, all-terrain and snowmobiles and motorized mobility assist devices for people with disabilities and self-propelled corn, motor vehicle as well as hay harvesting machines.

Insurance

A motor vehicle insurance policy is a contract which protects the insurer against financial loss from liability for injuries to the body or death or property damage caused by a third-party arising from maintaining, operating or use of an insured vehicle. It may also protect physical damage to the vehicle. It must include the address and name of the named insured and the amount of coverage offered by the policy, the cost payable, the duration of effectivity and the limits of liability. It should also contain an agreement or a statement that the insurance is provided in conformity with the coverage described therein as respects injuries to the body or death or property damage and is subject to all the requirements of this chapter.

The language in the motor vehicle accident law firm vehicle policy could be confusing to the average person, and Duncanville law firms usually recommend that a person read an example policy to know the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes that govern registration of vehicles as well as financial responsibility laws.

Some examples of coverage provided under the motor Motor vehicle vehicle policy are commercial auto insurance that covers vehicles used for commercial establishments, business jobs, or other activities that are primarily for profit; automobile liability insurance which includes PIP and MP; and uninsured motorist and underinsured motorist coverage (UM/UIM). This kind of insurance is required by several states.

Permissive Use

It is crucial to understand what insurance coverage is available in the event that a person other than the named insured or a family member drives your car and causes an accident. This concept is known as permissive use and the specific terms of your policy could differ however, in general, most major car insurance companies provide this type of coverage.

It is important to keep in mind that you are liable for any damage caused by a driver with your permission. Permission may be expressed or implied, and does not usually need to be in writing.

To determine if there is implied consent, courts examine the relationship between the parties, their past behavior and the use of the vehicle as well as the circumstances surrounding a particular driving incident. A court will also examine whether there were any restrictions placed regarding the permissive usage and whether even minor deviations from time, location and usage restrictions of the initial permission would violate of these restrictions.

Remember that adding a driver to your auto insurance policy will increase the cost of your insurance, since the vehicle becomes more difficult to cover. It is important to think about your options before lending your car to anyone else. Contact Jerry for a no-cost insurance quote and to discuss your policy terms.