Motor Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general, the laws assume that the vehicle was operated with the owner's consent.

The mortality rates are influenced by laws that increase penalties or make revocation automatic or specifically target social hosts. All of these measures, including mandatory education, alcohol treatment and interlock devices, have a little impact.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The various definitions that are used in connection with national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mainly for administrative purposes and do not apply to states determining their own registration classifications. The classifications of a vehicle's registration determine whether a motorist must get a license specific to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and many others. For instance, a light truck is any vehicle with an rated capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This is any vehicle or combination that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a type of vehicle with wheels, which is used by those who are physically disabled and unable to walk. A moped is a vehicle with at most three wheels on the ground, and that travels at the speed of 35 miles per hour.

A pedicab is a type of vehicle which is driven by an operator sitting on it. A person who owns the legal title to a vehicle is called the owner.

Traffic Laws

Each state has its own set motor vehicle accident attorney vehicle laws that cover everything from registration process to insurance requirements. These statutes also cover the types of vehicles that are covered by the law. Some of these laws are the same across states, but others differ greatly. For instance, there are laws that restrict the number of people you can carry in a pedicab. There are laws that prohibit reckless driving in certain types of roads, including parking lots.

If you violate these laws, you could be punished and fined. The penalties range from having your driver's licence suspended to having to attend a traffic school.

One of the most important laws a state has regarding vehicles is the speed limits that are placed on roads. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also defines the definition of the term "motor vehicle." This covers every description of a carriage or other contrivance that is propelled by mechanical force and utilized on a public road for the transportation of people or property, or for other commercial use. It excludes semitrailers and trailers and coaches, house trailers or coach trailers or vehicles that only run upon rails or tracks snowmobiles, all-terrain vehicles and snowmobiles and motorized mobility aids operated by a person with a disability and self-propelled corn or hay harvesting machines and tractor.

Insurance

A motor vehicle policy is a contract that covers the insurer against financial losses caused by injuries to the body or death or property damage caused by a third party that results from the running, maintaining, ownership or the use of an insured vehicle. It also provides protection against physical damage to the vehicle itself. It must contain the name and address the named insured as well as the coverage provided by the policy. It also includes the amount of the premium and the time frame for the period for which the policy is in force, and the limits of responsibility. It should also include an agreement or endorsement that the insurance coverage is provided in conformity with the coverage set out therein as respects injuries to the body, property damage or death and is subject to all of the provisions of this chapter.

The language in a motor vehicle policy can be confusing for anyone, and Duncanville law firms usually recommend that an individual review a sample policy to fully know the terms. One of the most frequently encountered confusions is the definition of "motor vehicle". This phrase appears in many statutes that govern the registration of vehicles as well as financial responsibility laws.

A few examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles that are used in connection with commercial establishments, business activities, employment or occupations that are primarily for profit; automobile liability insurance, which includes MP and attorneys PIP, and uninsured motorist and underinsured driver coverage (UM/UIM). This type of insurance is required in many states.

Permitted Use

If you are not the named insured or a family member drives your car and gets involved in an accident, it's important to understand the way insurance coverage works in these instances. This is referred to as permissive use. The specific terms of your insurance policy could vary, but a majority of major car insurers offer this type coverage.

However, it is important to remember that the person driving your car must have your permission for you to be held liable for any damages. Permission may be either implied or explicit, and does not usually need to be in writing.

In determining if there is implied consent, emmett motor vehicle accident Law firm courts will look at the relationship of the parties, their past behavior and the use of the vehicle and the circumstances surrounding a specific driving event. A court will also look at if any restrictions were placed on the permissive usage and if an unintentional deviation from the duration, location and limitations of the permission would violate these limitations.

Keep in mind that adding another driver to your car insurance could increase your insurance premium up since it makes the vehicle more risky to insure. It is therefore essential to consider your options carefully prior to giving your vehicle over to others. Contact Jerry to receive a no-cost insurance quote and discuss the terms of your policy.