Why You Should Consult With an Auto Accident Lawyer

Under Florida's no-fault auto accident law firm insurance laws, your insurance policy for your vehicle covers property damage and injuries unless the negligent driver is not insured. This is why it's wise to speak with a lawyer in the event of a car accident before providing an oral or written statement to the insurer.

Oral and written statements can be used against you if your case goes to trial. An experienced attorney for car accidents will know how to prepare and present a case to maximize the value.

Damages

There are two main categories of damages a person can receive following an automobile accident both economic and non-economic. Economic damages are the kind of losses that are easily quantifiable. These include medical bills, lost wages, and vehicle repair costs. Non-economic damages, on other hand, are more difficult to quantify. These damages can include emotional distress and loss of enjoyment living.

An experienced lawyer for car accidents can assist victims in claiming their maximum amount of compensation. They can also argue for a fair settlement with the at-fault driver's insurance company. If the insurance company does not agree to payment, they may bring the case to court.

A reputable lawyer for car accidents will ensure that the victims are held accountable for all of the potential losses and expenses. They can accomplish this by collecting as much evidence as possible at the scene of the accident. For instance, they can capture images of the accident site and gather details from witnesses. This will ensure that the insurance company doesn't try to undervalue a claim or reject it completely.

Furthermore, a car crash lawyer should assist victims to calculate the full cost of their injuries. This includes the cost of past and future medical care, as well any costs associated with hiring someone to cook or take care of chores for the victim if they are in a position to perform these tasks.

Medical bills

Medical bills can quickly pile after a car accident. Even with no-fault insurance coverage or a settlement for personal injury lawsuits, those bills won't magically disappear. You'll need help with paying them now, not later.

There are two options to swiftly pay medical bills through your own health insurance or your automobile insurance. In New York, the former is known as Med Pay and covers your first medical costs in the event of an auto accident, regardless of who was responsible. This is typically covered by the state (Medicare) and/or an insurance plan that is private.

Always consult the doctor following an accident, particularly when you're feeling unwell or think that your injuries aren't severe. A quick examination can ensure that all your injuries are identified and treated, including any internal injuries. Additionally your visit will result in the medical report that could be vital in the event of a lawsuit.

After these two options have been exhausted, you can turn to the at-fault driver's liability insurance if the policy will cover your damages. You will still have to pay for your own copays and deductibles. When an agreement is reached with the person who was at fault you will be reimbursed for all accident-related costs. This is why it's important to keep track of all your bills as well as any expenses you pay out of your pocket.

Loss of wages

In addition to medical bills and property damage, a serious accident in the car can cause loss of income. If you're not able to work due to an injury sustained from an accident, it can be a stressful task to keep up with your financial obligations daily. You may need to rely on your own savings or borrow from family members until the case is settled. A New York car accident lawyer will examine your case to determine whether you have an adequate claim.

In the event of a car accident, a judge will make a decision to award compensatory damages to reimburse you the money you could have earned if you hadn't been injured. Wages, benefits and overtime fall under the umbrella term of "economic damages." The goal of this type of compensation is to bring you to your financial situation before the accident occurred.

A judge will determine the amount you've lost if you miss work due to your injuries by looking at a letter that confirms the plaintiff's salary or hourly wage and the length of time you were off work. Bank statements and paycheck stubs are also relevant. Profit-and-loss accounts, tax returns, and profit-and-loss reporting can also be included.

A lawyer for car accidents can also seek the compensation you could receive for future earnings lost. This is a complicated component of your damage, and may be difficult to prove. A professional witness will be required.

Pain and suffering

A serious car accident could result in medical bills, property damage, and lost income. There is also the possibility of emotional and psychological trauma. The pain and suffering you experience can be very real and deserve to be paid. An attorney can help you receive the compensation you deserve.

A lawyer can help you navigate insurance companies. Since insurance adjusters have their own financial interests in mind, they often try to limit or deny your claim. A lawyer in a car accident can protect you against these tactics and negotiate a an equitable settlement of your damages and losses.

Keep track of all the expenses and damage to property that you incurred as a result of the accident. Included in this document are the cost of medical bills, estimates for repairs and receipts for items damaged. It's also important to capture photos of the accident scene and the injuries you sustained. You should not discuss the accident with anyone, besides police officers and medical professionals.

A lawyer can also assist you to determine who is liable for the accident. New York is a "comparative fault" state, meaning that the amount of damages you will receive will be diminished by your percentage of responsibility. In some instances the responsible party could be a corporation, city or state agency, or the public transportation or vehicle sanitation company.