Motor Vehicle Legal Terms

The laws regarding motor vehicle accident Attorney - vimeo.com - vehicles differ from state to state. In general, the laws assume that the vehicle was operated by the owner's permission.

The mortality rates are influenced by laws that increase penalties or make revocation automatic or make social hosts targets. All of these measures, which include mandatory education, alcohol treatment and interlock devices, have a small effect.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The various definitions used by the federal government for motor Vehicle accident attorney national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers serve mainly for to serve administrative purposes, and are not applicable to states that are determining their own registration classifications. These classifications for vehicle registrations determine if a driver needs to get a license specific to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and other. For example the definition of a light truck comprises every monroe motor vehicle accident attorney vehicle with a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. It also excludes any combination of vehicles intended to transport passengers or property completely within its own structure, like manufactured homes and trailers.

Wheel chairs are vehicles equipped with wheels and is utilized by people who are physically disabled and unable to walk. A moped is a vehicle with at most three wheels on the ground, and that travels at the speed of 35 miles per hour.

A pedicab is a vehicle driven by a driver who is sitting on it. The owner of a vehicle is the one who is the legal owner.

Traffic Laws

Each state has its own motor vehicle accident law firm vehicle laws that cover everything from the registration procedure to insurance requirements. These laws also cover the kinds of vehicles covered by law. Some of these laws are the same across states, while others are different. There are laws that limit the number of passengers that can be carried in a pedicab. There are laws that prohibit reckless driving on certain types of roads, including parking lots.

If you are in violation of these laws, you may be fined and punished. Penalties could include having your license revoked or being required to take a traffic class.

One of the most important laws in a state regarding vehicles is that which governs the speed limits set on roadways. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also sets out the definition of a "motor vehicle." This covers every description of a carriage or device that is driven by mechanical power and utilized on a public road to transport people or property, or for other commercial use. The law excludes trailers, coaches, semitrailers, all-terrain and snowmobiles, motorized mobility assist devices used by disabled people, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial losses from liability for bodily injury, death, or property damage caused by a third party caused by the ownership, operation, maintenance or use of an insured vehicle. It may also cover physical damage to the vehicle. It must state the address and name of the named insured as well as the coverage provided by the policy, the amount paid for it, the time of effectivity and the limits of liability. It must also contain an agreement or endorsement that states that the insurance offered is in line with the coverage specific to bodily injury and death, as well as property damage.

The wording in a motor vehicle policy can be confusing to the average person. Duncanville law firms usually suggest that individuals read the policy sample to fully know the terms. One of the most common areas of confusion is the definition of the term "motor vehicle." The phrase is used frequently in statutes governing registration of vehicles as well as financial responsibility laws.

Examples of coverages covered under a motor policy include commercial auto insurance for cars that are used for commercial and business establishments or other activities, employment or occupations carried out for profit, as well as automobile liability insurance, which includes PIP MP, PIP, and uninsured and Motor Vehicle Accident attorney underinsured driver coverage (UM/UIM). This type of insurance is required by several states.

Permissive Use

It is important to know how insurance coverage works in the event that a person other than the named insured or a family member is driving your vehicle and causes an accident. This concept is known as permissive usage and the specific terms of your policy can vary however, in general, most major car insurance companies provide this kind of coverage.

It is crucial to remember that you are liable for any damages caused by a driver with your permission. Permission can be given in writing or implied, and it generally does not have to be recorded.

In determining whether there is implied permission, courts examine the relationship between the two parties; their previous conduct and the use of the vehicle, as well as the circumstances surrounding the particular driving event that is in question. The court will also consider whether there were any restrictions placed on the permissive use, and if even one minor deviation from time, place and use limitations of the original permission would violate the restrictions.

Remember that adding another driver to your insurance will increase your insurance premium up, since it makes the vehicle more risky to insure. Therefore, you must think about your options carefully before lending your vehicle out to other people. Contact Jerry for a no-cost insurance quote and to discuss your policy terms.