motor vehicle accident Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general the law, it is assumed that the vehicle is being operated with the permission of the owner.

Laws that enhance penalties and making revocation automatic, or targeting social hosts have mixed impact on mortality rates. All of these measures, such as obligatory education, Motor Vehicle Accident Law Firm alcohol treatment and interlock devices, have only a slight impact.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions for national fuel economy standards and licensing requirements for drivers of commercial vehicles are mostly administrative and do not apply when states determine their own classifications for registration. These classifications of vehicles determine if a motorist requires an exclusive license to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and many others. For example the definition of light truck encompasses any motor Vehicle accident law firm vehicle with a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. This includes any vehicle or combination that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are vehicles with wheels that is utilized by people who physically disabled and are unable to walk. A moped is an automobile with at most three wheels on the ground, and that travels at an maximum speed of 35 miles per hour.

A pedicab, also known as pedal-driven vehicle, is one that is driven by the person sitting on the top of it. A person who holds the legal title to a car is called the owner.

Traffic Laws

Each state has its own set motor vehicle laws which cover everything from registration procedure to insurance requirements. These laws also address the kinds of vehicles protected by law. While certain laws are similar across states, others are quite different. For instance, there are laws that limit the number of people a person can transport in the pedicab. There are also laws that prohibit reckless driving on certain kinds of roads, including parking lots.

If you do not follow these laws, you may be punished with a fine and/or a penalty. The penalties can range from having your driver's licence suspended or being required to attend the traffic school.

The law governing speed limits on roads is one of the most important laws a state has. In New York, for example it is stated that the speed limit for commercial vehicle is the same as that of an automobile.

It also defines a "motor vehicle" as any vehicle, carriage, or other device that is powered mechanically and is used on the highway to transport people or property or for other commercial uses. It excludes trailers and semitrailers such as coaches or house trailers as well as vehicles that operate upon rails or tracks snowmobiles and all-terrain vehicle as well as motorized mobility aids used by people with disabilities, and self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is a contract that covers the insurer from financial loss from liability for bodily injury, death, or property damage caused by a third-party caused by the maintaining, operating or the use of an insured vehicle. It can also protect physical damage to the vehicle. It must state the address and name of the named insured and the amount of coverage offered by the policy, as well as the premium that is charged, the period of effectiveness and the limits of liability. It must also include an agreement or endorsement that insurance is provided thereunder in conformity with the coverage described in respect of bodily injury or property damage, or death, and is subject to all rules of this chapter.

The language used in the motor vehicle policy could be confusing for the average person, and Duncanville law firms typically suggest that individuals read the policy sample to fully be aware of the terms. One of the biggest areas of confusion is the definition of "motor vehicle." The phrase appears frequently in statutes governing registration of vehicles as well as financial responsibility laws.

Examples of coverages covered under a motor vehicle accident law firm insurance policy include commercial auto coverage for automobiles that are used for commercial and business establishments or activities, employment, or occupations that are carried out for profit, as well as automobile liability insurance, which covers PIP, MP, and uninsured and underinsured coverage for drivers (UM/UIM). This kind of insurance is required by several states.

Permitted Use

If someone other than the named insured or family member drives your car and gets involved in an accident, it's important to understand the insurance coverage that is available in these circumstances. This is known as permissive usage. The specifics of your insurance policy might vary, but most large car insurers offer this type of coverage.

It is crucial to remember that you are responsible for any damage caused by a driver with your permission. Permission may be either implied or explicit but does not necessarily require writing.

In determining if there is an implied permission, courts consider the relationship between the two parties; their previous conduct and the use of the vehicle; and circumstances surrounding the specific driving incident in question. A court will also examine whether any restrictions were placed on the permissive use and if even a minor deviation from the time, location and use restrictions of the permission would violate of these restrictions.

Be aware that adding the driver to your auto insurance policy could increase your premium, because the vehicle becomes more difficult to cover. It is therefore essential to think about your options carefully before giving your vehicle over to other people. Contact Jerry for a no-cost insurance quote and to discuss your policy's terms.