Motor Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general, laws assume that the vehicle was operated with the owner's consent.

Laws enhancing penalties and making revocation automatic, or the targeting of social hosts have mixed impact on mortality rates. Mandatory education, alcohol treatment and interlock devices have little effect.

Legal Definitions

State laws govern motor vehicle accident attorney vehicle legal terms. The federal definitions for national fuel economy standards and licensing requirements for drivers of commercial vehicles are primarily administrative and are not applicable when states determine their own classifications of registration. These classifications for vehicles determine whether a driver requires an additional license to operate certain types of vehicles.

These state laws define terms like "automobile," "light trucks" and other terms. For example the definition of light truck is all motor vehicles with the capacity of the manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination of vehicles that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a device with wheels. It is typically used by persons who have physical disabilities that make them cannot move about as pedestrians. Mopeds are motor vehicle with no more than three wheels that come into contact with the ground that travels at speeds of no more than 35 miles per hour.

A pedicab is a type of vehicle which is driven by a driver who is sitting on it. The owner of an automobile is the person who is the legal owner.

Traffic Laws

Typically, every state has its own set of motor Vehicle accident lawyers vehicle laws which encompass everything from registration process to insurance requirements. These statutes also address the kinds of vehicles that are subject to the law. Some of these laws are identical across states, however others are different. For instance, there are laws that limit the number of persons one can carry in a pedicab. There are laws that prohibit reckless driving on certain types of roads, for instance, a parking lots.

If you violate these laws, you can be penalized and fined. The penalties can range from having your driver's licence suspended to being required to attend traffic school.

One of the most important laws in a state regarding automobiles is that it governs the speed limits placed on roads. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also defines the definition of the term "motor vehicle." This includes any description of a carriage or other device that is driven by mechanical power and is used on a public highway for the transportation of persons or property or for any other commercial purpose. The law does not apply to trailers, coaches and semitrailers, all-terrain and snowmobile vehicles as well as motorized mobility assist devices operated by people with disabilities as well as self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer that covers financial loss due to the risk of bodily injury or death, property damage to a third party arising out of the ownership or operation, maintenance, or use of a covered vehicle. It can also protect against physical damage to the vehicle. It must include the name and address the named insured as well as the protection provided by the policy. It also contains the amount of the premium and the time for the duration of the policy in effect, and the limits of responsibility. It must also contain an agreement or endorsement stating that the insurance coverage is in accordance with the coverage that is specifically outlined for bodily injury, death or property damage.

The wording in a motor vehicle policy can be confusing for the average person. Duncanville law firms typically suggest that individuals read an example policy to understand the terms. One of the biggest areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes that govern registration of vehicles as well as financial responsibility laws.

Examples of the coverages that are covered under an insurance policy are commercial auto insurance for cars that are used for commercial and business establishments or for employment, activities, or jobs conducted for profit, as well as automobile liability coverage, which includes PIP MP,, and uninsured and underinsured motorist coverage (UM/UIM). This kind of insurance is required by many states.

Permissible Use

It is crucial to understand what insurance coverage is available when someone other than the named insured or a family member drives your car and causes an accident. This is known as permissive usage. The specifics of your insurance policy may vary, but a majority of major car insurers offer this type of coverage.

However, it is crucial to remember that the person driving your car must have your permission in order to be held liable for damages. Permission can be given in writing or implied, and typically does not need to be written down.

In determining whether there is implied permission, courts consider the relationship between the parties; their past conduct and usage of the vehicle; as well as the circumstances surrounding the specific driving event in question. A court will also consider whether any restrictions were imposed on the permissive usage and if slight deviation from the time, place and use restrictions of the original permission would be in violation of these restrictions.

Be aware that adding an additional driver to your auto insurance policy is likely to raise your premiums, motor vehicle Accident lawyers as the vehicle becomes more risky to cover. It is therefore important to consider your options carefully prior to giving your vehicle over to anyone else. Contact Jerry to get a free insurance quote and discuss your policy terms.