motor vehicle accident Attorneys Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general the law assumes the vehicle is operating with the permission of the owner.

The mortality rates are influenced by laws that increase penalties and make revocation automatic or specifically target social hosts. Mandatory education, alcohol treatment and interlock devices all have minimal effects.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions of national standards for fuel economy and licensing standards for commercial vehicle drivers are mostly administrative in nature and do not apply when states determine their own registration classifications. These classifications for vehicles determine whether a driver must be granted a specific license to operate certain types of vehicles.

These laws define terms like "automobile," "light trucks" and more. As an example an example, a light truck is any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. It also excludes any vehicle or combination of vehicles that is intended to transport passengers or property completely within its own structure, including trailers and manufactured homes.

Wheel chairs are vehicles equipped with wheels and is used by people who physically disabled and are unable to walk. A moped is an automobile with no more than three wheels on the ground, and that can travel at a maximum speed of 35 miles per hour.

A pedicab, also known as pedal-driven vehicle, is driven by the driver who sits on the top. A person who holds the legal title to a car is called the owner of the vehicle.

Traffic Laws

Typically, each state has its own set of motor vehicle laws, which cover everything from the registration process to the insurance requirements. They also regulate the types of vehicles covered by law. While some of these laws are similar across states, others are quite different. There are laws that limit the number of passengers that can be transported in a pedicab. There are laws that ban reckless driving on certain types of roadways, such as parking spaces.

If you violate these laws, you can be penalized and fined. Penalties could include being unable to drive or having your license suspended, or being required to take a traffic class.

One of the most important laws in a particular state regarding vehicles is the speed limits set on roadways. In New York, Motor Vehicle Accident Attorneys for example it is stated that the speed limit for commercial vehicle is the same as that of an automobile.

The law also defines the definition of a "motor vehicle." This includes every description of a vehicle or device that is driven by mechanical force and used on a public highway for the transport of people or property or for any other commercial use. The law excludes trailers coaches and semitrailers, all-terrain and snowmobiles as well as motorized mobility assist devices operated by people with disabilities, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle accident lawsuit vehicle policy is a contract which protects the insurer against financial loss in the event of bodily injury or death or property damage caused by a third party arising from maintaining, operating or use of an insured vehicle. It can also provide protection against physical damage to the vehicle. It must include the name and address of the named insured as well as the protection provided by the policy. It also includes the amount of the premium and the time frame for which the policy is in effect, as well as the responsibility limits. It must also include an agreement or endorsement stating that the insurance is in compliance with the coverage provided for bodily injuries or death, as well as property damage.

Duncanville law firms frequently suggest that people read a sample motor vehicle accident lawyers vehicle policy to know the terms. One of the most frequent confusions is the definition of "motor vehicle". This phrase is found in many statutes that govern the registration of vehicles and financial responsibility laws.

Some examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles used in connection with commercial, business, activities, employment or occupations which are carried out for profit automobile liability insurance, which includes MP and PIP; and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance.

Permissive Use

It is essential to know what insurance coverage is available in the event that someone other than the named insured or a family member drives your car and causes an accident. This is called permissive usage. The specifics of your insurance policy may differ, but most large automobile insurers provide this kind of coverage.

However, it is important to keep in mind that anyone driving your car must have your permission for you to be held liable for damages. Permission may be implied or express but does not necessarily have to be written.

In determining whether there is implied permission, courts look at the relationship between the two parties; their previous behavior and use of the vehicle, as well as the circumstances surrounding the specific driving event. A court will also examine whether any restrictions were imposed regarding the permissive usage and whether even minor deviations from the time, location and use restrictions of the permission would be in violation of these restrictions.

Keep in mind that adding another driver to your insurance could cause your insurance premium to go higher, since it makes the car more risky to insure. It is important to evaluate your options prior to giving your vehicle over to anyone else. Contact Jerry to get a free insurance quote and discuss the terms of your policy.