Motor Vehicle Legal Terms

The laws that govern motor vehicle accident law firms vehicles are different from one state to the next. In general, the law assumes that the vehicle is operating with the permission of its owner.

The mortality rates are affected by laws that increase penalties and make revocation automatic or specifically target social hosts. All of these measures, which include obligatory education, alcohol treatment, and interlock devices, have only a small effect.

Legal Definitions

The laws that govern the legal definitions of motor vehicles are formulated and motor vehicle accident law firm decided at the state level. The different definitions of federal law used for matters pertaining to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly for to serve administrative purposes, and do not apply to states that determine their own registration classifications. These vehicle registration classifications determine whether a motorist must get a license specific to operate certain types of vehicles.

The laws of the state define terms like "automobile," "light trucks" and many more. For instance, a light truck is any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. Also, it excludes any vehicle or combination of vehicles that is intended to transport passengers or property entirely within its own structure, including manufactured homes and trailers.

Wheel chair is a conveyance equipped with wheels and is used by people who physically disabled and are unable to walk. A moped is a vehicle with not more than three wheels on the ground, and that travels at a maximum speed of 35 miles per hour.

A pedicab, also known as pedal-driven vehicle, is driven by a driver who sits on top of it. A person who owns the legal title to a vehicle is referred to as the owner.

Traffic Laws

Each state has its own set motor Vehicle Accident law firm vehicle laws that cover everything from the registration procedure to insurance requirements. The laws also deal with the types of vehicles covered by the law. While some of these laws are similar between states, some are very different. There are laws that limit the number of people who can be carried in a pedicab. There are laws that ban reckless driving on certain types of roads, like a parking lot.

If you violate the law, you could be punished and fined. Penalties can include having your license suspended or being required to take a traffic class.

One of the most important laws in a particular state regarding automobiles is that it governs the speed limits that are placed on roads. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also defines the definition of a "motor vehicle." This covers every description of a carriage or other device that is powered by mechanical force and motor vehicle accident law firm used on a highway to transport people or property or for any other commercial purpose. It does not include semitrailers and trailers such as coaches or house trailers and vehicles that operate only on tracks or rails snowmobiles, all-terrain vehicles and snowmobiles, motorized mobility assist devices operated by a person with disabilities, and self-propelled hay harvesting machines and tractors.

Insurance

A motor insurance policy for vehicles is a contract between the insured and the insurer that protects against financial losses arising from liability for bodily injuries or property damage to a third party arising from ownership operating, maintenance, or use of a covered vehicle. It can also cover physical damage to the vehicle. It must contain the name and address the named insured as in addition to the coverage offered by the policy. It also contains the amount of the premium, the period for which the policy is in effect, and the limits of responsibility. It must also contain an agreement or endorsement that insurance is provided thereunder in conformity with the coverage set out in the policy for bodily injury or death or property damage and is subject to all the provisions of this chapter.

Duncanville law firms often recommend that people read the sample motor vehicle policy to understand the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase appears frequently in statutes that govern registration of vehicles as well as financial responsibility laws.

Examples of coverage under a motor vehicle accident lawyer vehicle policy include commercial auto insurance that covers vehicles used for commercial, business, work or occupations that are primarily for profit; auto liability insurance that covers MP and PIP as well as underinsured and uninsured motorist coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permissive Use

It is essential to understand how insurance coverage works in the event that someone other than the named insured or a family member is driving your car and causes an accident. This is called permissive usage. The specifics of your insurance policy might differ, but most large car insurers offer this type coverage.

However, it is important to note that a person driving your car must have your permission for you to be held liable for damages. Permission may be granted in the form of a written statement or implied, and it usually does not have to be written down.

In determining if there is an implied permission, courts examine the relationship between the parties; their prior conduct and the use of the vehicle; and circumstances surrounding the specific driving event in question. A court will also look at whether any restrictions were made on the permissive use and if even minor deviations from the time, place and usage restrictions of the permission would violate of these restrictions.

Remember that adding a driver to your insurance could increase your insurance premium higher, since it makes the car more risky to insure. It is therefore essential to weigh your options carefully before lending your vehicle to others. If you're unsure whether to add someone to your policy or not. Contact Jerry to discuss the specific terms of your insurance policy and receive a free quote.