How to File a Boat Accident Claim

Boating can be thrilling and fun, but when you're not careful it could turn dangerous. Boats must also abide by strict safety regulations to avoid injuries.

If you have been injured in a boating incident, you may be entitled to compensation for your medical expenses and for property damage. To increase your chances of winning you should speak with a reputable New York boat accident attorney.

1. Gather Evidence

When someone is involved in an accident on the water the first step is to gather evidence and then contact an attorney. It is also important to seek medical treatment immediately for any injuries that may have occurred. Medical documents and other evidence are required to prove an action for damages such as future and present medical costs as well as loss of income or earning potential, property damage, and other non-economic damages such as suffering and firm pain.

Videos and photos can help preserve physical evidence from the scene of a boating accident. Eyewitness testimony is another vital piece of evidence, as it can give valuable information about the reason for the collision that may be missed. Police and incident reports can also be used to determine the time line of what happened in the incident.

A lawyer who is knowledgeable can review the evidence to determine which parties could be responsible for the victim's injury or losses. A boating accident negligence case usually involves multiple parties, including the Oak Ridge Boat Accident Attorney driver and the owner or manufacture of the watercraft.

A reputable lawyer is able to manage all communication with insurance companies that will be involved in a person's claim for compensation. An attorney can impede victims from revealing information that could be used against them in court. In addition, they can also help victims receive fair settlements for their damages.

2. File a Report

In the event of a boating crash the first thing to do is make sure that everyone is secure. Then, you must contact local law enforcement and submit a formal report of the incident. Depending on the state laws and regulations you may only have 48 hours to make an official report in the event of death or serious injury needing medical attention above first aid. You could also have ten days to file a report if the accident causes more than $2,000 in damage or if the martinez boat accident lawyer gets lost.

If you are able, stay at the accident site to help other boats or people, without risking your own safety or that of the victim in danger. This will allow the police officer to record important information like the manner in which the collision took place and who was aboard at the time of the collision and what caused it.

Unfortunately, even well-trained and experienced boaters can get involved in water-related accidents due to someone else's negligence. A knowledgeable lawyer can assist you in identifying the negligent party that caused your injuries and seek compensation. Property damage, medical expenses and financial losses are all recoverable damages. A lawsuit against the party responsible could also result in monetary compensation for your pain and discomfort as well as loss of quality of life, as well as emotional distress associated with the incident.

3. Check for damage

After medical professionals have evaluated the injuries of everyone, and they are all in a safe spot It is essential that you take a thorough examine the damage to the boat. This is the time to start considering your insurance policy and what it will cover.

A surveyor will be assigned to your claim. They will come out to assess the damage caused by the accident. He or she will compare the damage to the original described by you. They will then begin to figure out what the damages could be worth.

It is impossible to control every aspect that causes a boat accident. However, if there was a manufacturing defect within the vessel itself it might be possible to file a product liability claim against the manufacturer of the boat.

In these instances it is vital to have a lawyer who is familiar with handling boating claims since they can construct an airtight case to prove that the manufacturer was accountable for the accident.

It is important to keep in mind that different types are covered by insurance policies differently. For instance homeowners insurance is typically only cover smaller boats that have an engine with less than 50 HP. The homeowner's insurance policy does not cover jet skis, larger vessels, or airboats.

4. Contact an Attorney

As soon as you are secure and have visited an medical professional for injuries, you must inform your insurance company. Even if you don't have a police report, you will be required to notify your insurance company. You should be careful when you provide information to insurance companies, because they are likely to try to determine who is responsible for an accident. This could reduce the amount of compensation you are granted. The NYC boating accident lawyers at Mirman Markovits & Landau work hard to debunk and limit these claims.

It is beneficial to gather as the information you can about the other boat owners or operators involved in the incident. Included in this information is the names, addresses and telephone number as well as any insurance information. It is also helpful to have a copy the report of a boating accident that has been filed.

Boat accidents can be a nightmare and cause serious injury. They can cause substantial medical bills, lost wages and other damage. The parties responsible should be held accountable for the harm they caused you. The at-fault parties as well as insurance companies will not give you the compensation you deserve willingly, so it is important to speak with an experienced New York injury attorney as early as possible. This allows you to concentrate on getting better and level the playing field.