bessemer city motor vehicle accident attorney Vehicle Legal Terms

The laws governing motor vehicles vary from one state to the next. In general, the law assumes that a vehicle is being operated by the owner's permission.

Laws enhancing penalties that make revocation automatic or targeting social hosts have varying impacts on mortality rates. Mandatory education, alcohol treatment, and interlock devices have minimal effects.

Legal Definitions

The laws that govern the legal definitions of motor vehicles are formulated and determined at the state level. The federal definitions of national standards for fuel economy and licensing requirements for drivers of commercial vehicles are primarily administrative, and they do not have any effect when states determine their own classifications for registration. These vehicle classifications determine whether a driver requires an additional license to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and many others. For instance, a light truck is any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. Also, it excludes any combination of vehicles intended to transport passengers or property entirely within its own structure, including trailers and manufactured homes.

Wheel chairs are vehicles with wheels utilized by people who physically disabled and are unable to walk. A moped is an automobile with not more than three wheels on the ground, and that can travel at the speed of 35 miles per hour.

A pedicab vehicle is one which is driven by an operator who sits on it. A person who owns the legal title to a vehicle is referred to as the owner.

Traffic Laws

Typically, each state has its own set of savoy motor Vehicle accident law firm vehicle law that regulate everything from the registration process to insurance requirements. They also regulate the kinds of vehicles covered by the law. While some of these laws are fairly similar between states, others are quite different. There are laws that limit the number of people who can be carried in a pedicab. There are laws against reckless driving in certain types of roads, like a parking lot.

A person who operates a motor vehicle that is in contravention of these laws could be penalized and liable for fines for violating these laws. The penalties can range from being able to have your driver's license suspended and being required to attend traffic school.

One of the most important laws a state has regarding vehicles is the one that governs the speed limits put in place on the roads. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

It also defines a "motor vehicle" as any vehicle or any other device that moves mechanically and used on a highway to transport property or people or for commercial reasons. The law does not include trailers, semitrailers and coaches, all-terrain and snowmobile vehicles and motorized mobility assist devices used by disabled people as well as self-propelled corn and hay harvesting machines.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer that covers financial loss resulting from liability for bodily injury or death, property damage to a third party, arising from ownership or operation, maintenance, or use of a covered car. It can also provide protection against physical damage to the covered vehicle itself. It must state the name and address of the insured named, the coverage afforded by the policy, as well as the premium payable, the duration of the policy's effectiveness, and the limits of liability. It must also contain an agreement or endorsement stating that the insurance provided is in accordance with the coverage specified as to bodily injury or death, as well as property damage.

Duncanville law firms typically recommend that clients read the sample motor vehicle policy in order to understand the terms. One of the most common confusions is the definition of "motor vehicle". This phrase is found in a number of statutes that govern vehicle registration and financial responsibility laws.

Some examples of coverage under the motor vehicle policy are commercial automobile insurance for vehicles used in connection with business, commercial establishments, activities, employment or occupations carried on for profit; auto liability insurance that covers MP and PIP; and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this kind of insurance.

Permissive Use

It is essential to understand what insurance coverage is available if someone other than the named insured or a family member drives your car and causes an accident. This is referred to as permissive use. The specifics of your insurance policy could vary, but a majority of major car insurers offer this type of coverage.

However, it is important to note that a person driving your vehicle must have your permission to be held responsible for damages. Permission can be given in writing or implied, and it usually does not have to be recorded.

In determining if there is an implied permission, courts look at the relationship between the parties; their past conduct and the use of the vehicle; as well as the circumstances surrounding the particular driving incident in question. The court will also consider whether there were any restrictions placed on the scope of permissive use, and if even slight deviation from the time, place and use limitations of the initial permission would violate the restrictions.

Remember that adding another driver to your insurance could cause your premium to go up, as it makes the car more risky to insure. It is therefore important to be aware of your options before lending your vehicle out to others. Contact Jerry for a no-cost insurance quote and discuss your policy terms.