How to File an Auto Accident Claim

In states that have no-fault insurance, your insurance will pay for medical expenses and lost wages regardless of who was at fault for an accident. They'll also want to review documents and gather evidence (photos, witness testimony, medical records and expense reports).

The amount of compensation you receive will depend on the severity of your injuries and expenses. This article will walk you through the steps for making a claim in the event of an Auto Accident Law firms accident.

Report the Accident

If you're involved in a car crash it is crucial to report the accident away. In many states, you'll have to do this to the local police department or county sheriff, state police or Department of Motor Vehicles.

Photograph the scene of the accident, if you are able to. This can help you remember the accident and to file a claim for insurance. For example, photos can show skid marks, vehicle damage as well as weather conditions and other important details.

It's an excellent idea to obtain the other driver's information including their name as well as the insurance company. If possible, you should ask for their driver's license and car registration.

It's also crucial to record your own account of the accident in detail, including what you witnessed and what happened. If you don't document what happened, you may be held responsible for injuries or damage that later becomes apparent. In addition, if you fail to report the incident your insurance company could decline to cover any damages that result from it. Review your policy or call your agent to inquire the requirements for filing an accident report.

Get Medical Attention

Following a car accident, you should seek medical attention and be examined to determine if you are any injuries. A visit to a doctor as soon as you can is a good way to avoid any further complications, and it can also help you with your claim when it's time to negotiate with the insurance company.

If you can, it's best to visit a emergency room of a hospital following a car crash. Hospitals have access physicians, surgeons and medical supplies. Defense lawyers and insurance companies might have a difficult time trying to minimize injuries treated in the hospital.

Injuries from car accidents can range from bruising to severe internal injuries like traumatic brain injury and paralysis. Even if you do not feel any initial symptoms, such as pain or stiffness, it is important to consult a physician. These medical records will be critical evidence in proving your claim that you sustained injury-related injuries as a result of the crash.

Our Denver car accident lawyers will make use of these records to establish a convincing case that the actions of the driver at fault caused your injuries and you are entitled to fair damages for your injuries.

Take Pictures

Photograph the scene of the accident as fast as possible, ideally before the police arrive. If you can, take photos of all the damage to the vehicle from different angles. It is also essential to take close-up photographs of the vehicles and any other evidence that could be crucial (such as shattered glass or airbags deployed) when you are able to do so. If you're unable to take closeups, try placing objects, like a coin, in the image to gauge. It is also beneficial to shoot photos with and without flash as different lighting conditions may reveal hidden details.

It is also an excellent idea to take pictures of the injuries you sustained during the crash. The pictures will be valuable evidence later on. Cuts and bruises will fade over time. It is also a good idea for you to take pictures of other things that may be relevant to the accident (such as traffic signals, road signs weather conditions, road debris) as they can aid in the creation of a clearer picture of what happened.

Contact Your Insurance Company

Contacting your insurance company is important regardless of whether or not plan to file a claim after a car crash. Your policy could require you to take this step, but even if it does not, your attorney will require records of your losses (like medical expenses and repair costs) to prove your claims.

Luna suggests that you gather all relevant information about the scene. This includes the details about your vehicle as well as any other drivers involved. Inquire about the insurance card of the driver who was involved in the accident and make sure you have their name and address, contact number, and information about their car insurance (company or policy numbers). If there are witnesses, collect their names and numbers.

While the most important thing you don't want to do following a car accident is argue with insurance companies It is crucial to remain calm. Anything you say when emotions are high could be used to your disadvantage later on. This is why it's often best to hire an attorney handle negotiations. They can make sure that you do not say anything that could be used against you later.

Contact an attorney

An experienced attorney can help you in negotiations with the insurance company to obtain a fair settlement. They will review the medical bills and records and will frequently consult with a physician to provide an opinion as to the full extent of your injuries. If you do not provide them with accurate and complete evidence, they will not provide you with a fair amount.

In addition to pursuing your economic losses, which include medical bills and lost wages, you could be entitled to non-economic damages for suffering and pain. If the court concludes that the other driver was negligent, reckless or acted with a high degree of, recklessness or malice the court may make punitive damage a possibility.

You'll need to notify the police if the driver who was at blame fled the scene. You must also get a copy of the crash report from the precinct or online. You'll need it to submit a no-fault claim, or a liability lawsuit. New York has very specific laws that apply to auto accident lawsuits accidents and these rules are best explained by a knowledgeable attorney.