Never ever sit down and make a cold call for appointment making verification. This is for brokerage specialists only. 100% selling and 0% prospecting. Never bother to ask for a referral. If the referral is not near the area you are currently working it will only slow you down. Your prime hours of work are from 10:00 in the morning to five in the afternoon. That's better than bankers' hours, plus plan on only a four day work Iweek.

Signage directional specialist Not what was that about Cold Calls for appointment making? Brokerage specialists have a 60% or higher closing ratio, with no appointment, and an annual premium. These independents have a stack of leads (names) and can find another senior a few blocks away. This is exactly how I started making big bucks, while others squeaked by.

Do not talk to their intellect. It is as they didn't have any. Sometimes it is frustrating when you see how they are staring at something that doesn't exist. They probably do not see anything either. It is as if they were looking into the void.

Even if they say you must be a MBS, ask them if they hire others who assist the specialists. They will often say yes. If you're not certified and can get your foot in the door, this would be a good way to find out if you like the work. You may know that you'll like it already however, but it would also give you a background in billing service and an inside view of the work enough to know what you need to sign up for medical billing courses, programs, classes or schools whether online or locally on campus.

Meaning a specialist in the area of the product or business you want to focus on. This person could be a doctor, a chiropractor, your dentist, a financial planner, or another professional who understands your field. They don't have to endorse your product, just be in the same field, and you would offer to give their clients a free report on an interesting subject.

How many times have you filled out those little pre-approval cards that come in the mail and guarantee you a credit card? What you are really getting is a guaranteed offer to apply based on your credit. It does not mean you were approved it just means you pre-qualified for overall credit worthiness based on a prescreening that creditors do using the credit bureaus. Most of the time, you are denied after and stuck with yet another credit lowering inquiry. Don't fill these out unless you really think you qualify and need it. No one needs 100 open accounts anyway. Use your head. If you have bad credit and get an American Express offer, do you really think you will get it?

Can you imagine having 2 or 3 credit card debts with your credit union for 15,000.00 and thinking you have freed yourself from them only to find after you have filed BK that the debts are not dischargeable! Not only do you now have a BK on your credit reports, you still owe a massive portion of debt that you thought was unsecured! Read before you sign! A cross collateral clause should be very obvious in your documents and many states require that you initial next to it to insure compliance.

Many people now into health and wellness realize that they need to be taking better care of their bodies and their environment. Doctors, specialists, nutritionists, athletic trainers, etc. are definitely an important part of wellness efforts, but the main person truly concerned about your health is YOU!