Like businesses, health insurance companies offer customers incentives to use their wellness services. They often include discounts, cash or prizes that are awarded to customers who fill out health questionnaires, exercise for a defined amount of time or participate in weight loss programs. It holds true for everything from disease to an assignment to work with your worst nemesis -- when you find ways to laugh and be happy, you remain in control, even if it seems like everything else is out of your hands. Cell phone laughter: Participants hold an imaginary cell phone and laugh into it; they may pass the phone to other participants or make funny gestures about their phone call to other participants. You can use a buffer to make your nails shine. Nail biting also leaves our nails and cuticles looking quite shabby, which is why a lot of nail biters tend to keep their hands folded, tucked away in pockets or otherwise hidden from view.

Unfortunately, if you're looking for a quick fix that promises flat abs fast, yoga is not your best bet -- but then again, not much is. So if you're reading this article and looking at your ragged nails, wondering how to stop nibbling them, let's head on over to the next page. And while we don't advocate substituting nail nibbling for something as dangerous as smoking, there are several less lethal habits that can help a biter reign in the habit. Fake nails not only look great, they also do a great job of preventing you from nibbling away at your nails. Polishing your nails with colored or clear polish can also help because you won't want to ruin your work. Good instructors will help you attain correct body positioning and encourage you to learn your body's limits. One of the best is to distract yourself with another habit or task that will keep you occupied during urges to bite. Many nail biters seek the support of others who are also trying to give up the habit. With that in mind, consider that one of the most effective methods of breaking the nail biting habit is simply being able to envision victory over the problem.

Many of these products are also marketed to stop thumb sucking (yet another nervous habit, but one that rarely lasts into adulthood). Since nail biting is an unconscious habit, the reasoning goes, you'll be startled into awareness when you taste the nasty solution on your fingers and stop what you're doing. Those with bad backs should be careful when doing this pose. There's another deterrent that involves doing something to your nails up next. If you keep a kit with you, or even just carry a file, you can take care of broken nails or hangnails without biting them off. And while workplace wellness programs may eventually reduce health care premiums for a company and their employees, the premiums for an insurance plan that offers wellness may initially be high. The National Committee on Quality Assurance (NCQA) is a national accreditation organization for Managed Care Organizations (MCOs). While this accreditation isn't mandatory for insurance companies, many employers require it before they even consider using a certain health plan. Smaller businesses that only offer one type of plan.

Thus, many employees will simply switch to a lower cost plan with no wellness options. Still, there are other options for the would-be quitter, including online support groups. Another good reason to seek out a buddy or support group for nail biters is that there are likely to be similarities in the underlying causes of biting. Some examples of Web-based support groups are DailyStrength and MDJunction. Here are some recommendations from the National Mental Health Association to help you reduce and cope with stress. Weight loss: Combined with a healthy diet and appropriate strength training, aerobic exercise will help you lose weight. You could also find a "quit buddy" to help you on your journey to a bite-free existence. If you have anxiety about the appearance of your nibbled nails, you may find that using positive visual imagery can be a powerful motivator. We talked with some experts to find out.

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