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Introducing Mike. Let's say Joe (it's just a random reputable name illustration purposes), is price 18 years boy in their city. He studies in a local college and, like any other of his peers, he enjoys to hang by helping cover their friends. His usual activities include watching movies about once or twice a month, eating at take out restaurants about thrice a week, various other forms of entertainments, and more. Now, his family is generally well off, 부달 in the middle-income class of his uk. His monthly allowance is $500, he earns about $200 from giving tuition. Factor is, every time, following the month, he finds himself still having little money. Sometimes, he even has to check out more money from his mum to top up his monetary problems.

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