How to File a Boat Accident Claim

Boating can be exciting and fun, but when you're not careful it can quickly become dangerous. Boats must also follow strict safety rules to avoid injuries.

If you've suffered injury in an accident on the water, you could be eligible for compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

When someone experiences an accident on the water the first step is to collect evidence and speak with an attorney. It is also essential to seek medical attention right away for any injuries that might have occurred. In order to support a claim medical records and other evidence is required. This includes future and current medical expenses in addition to loss of earnings or earning potential, damage to property as well as non-economic damages like suffering and pain.

Video and photographs can help preserve physical evidence from the scene of a boating incident. Eyewitness testimony can be an invaluable piece of evidence since it reveals details about the collision that otherwise would be ignored. You can also utilize police and incident reports to establish an outline of the timeframe.

A lawyer with expertise can review the evidence to identify the parties that could be responsible for the victim's injury or losses. A successful negligence case for an accident involving a boat usually involves multiple liable parties including the boat operator and the manufacturer or owner of the watercraft.

A reputable lawyer can manage all communications with insurance providers who will be involved in a victim's claim for compensation. An attorney can deter victims from saying anything that could be used against them in court, and they can assist victims obtain fair settlement offers for their losses.

2. Report a crime

In the event of a boating crash, the first thing to do is ensure that everyone involved is safe. Then, you should call local law enforcement and make a report of the incident. Based on the laws of your state and regulations, you could only have 48 hours to make an official report in the event of serious injury or death needing medical attention above first aid. You could also get 10 days to file if incapable of finding the boat or if the accident causes more than $2,000 worth of damages.

You should also remain at the site of the accident to assist other boats or individuals when you can, without putting at risk your own safety or that of the victims. This will enable the law enforcement officer to record important details, like the circumstances of the accident and who was on board at the time of crash and what caused it.

Even well-trained and experienced boaters can get into accidents on the water due to someone else's negligence. An experienced lawyer can identify the negligent party responsible for the damages you suffered, and assist you seek compensation. Medical expenses, property damage and financial losses are all recoverable damages. Furthermore, filing an action against the accountable party could result in monetary recovery for your pain and suffering, loss of quality of life, and other emotional issues that come along with the crash.

3. Inspect the Damages

Once medical professionals have checked all injuries and ensured that everyone is in a safe place It is essential to look at the damage to the boat accident lawyers. This is when you begin thinking about your insurance policy and what it covers.

A surveyor will be assigned to your claim. They will come out to look at the damage caused by the accident. He or she will compare what you initially reported to the damage and Boat Accident begin to determine the value of the damage.

It is impossible to control every aspect that causes a boat accident. If there was a defect in the boat, you may be eligible to file a claim for product liability against the company who produced the boat.

In these instances you require an attorney with experience in boating claims. They can put together an argument that can prove the manufacturer is accountable for the accident.

It is important to remember that different types of boats are covered by different insurance policies. For example homeowners insurance will usually only cover smaller boats with an engine which is less than 50 HP. The homeowner's insurance policy does not cover jet skis, larger vessels or airboats.

4. Contact an attorney

Once you're secured and have seen an expert medical professional for injuries, ensure that you notify your insurance company. Even if you don't have a police report, you will still have to inform your insurance company. It is important to be careful with your information because insurance companies frequently try and determine who is responsible for the accident. This could limit the amount of compensation you are given. The NYC lawyer for boating accidents at Mirman Markovits & Landau work hard to disprove and limit these claims.

If you can, it is a good idea to get information from the other boat owners or operators involved in the accident. Included in this information is their name, address and phone number, as well as any insurance information. It is also helpful to have a copy the boating accident report that is filed.

Boat accidents can be a nightmare and can cause serious injuries. They can cause massive medical expenses, loss of wages, and even damages. Anyone responsible for the injury have to be held accountable for the harm they caused you. The at-fault parties and insurance companies won't give you the compensation you're entitled to, so it is important to consult a seasoned New York injury attorney as early as possible. This will help even the playing field and allow you to concentrate on healing.