Dodge Frequent Housing Scams
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작성자 Cecelia 작성일25-09-13 16:54 조회3회 댓글0건본문
1. Verify the listing source
Prior to booking a showing, verify that the listing is available on reputable websites such as Zillow, Realtor.com, or the local MLS.
If the listing shows up solely on a shady site or is promoted via an unfamiliar email, proceed with care.
A legitimate listing will usually have a clear seller or agent contact and will be listed on multiple platforms.
2. Check the seller’s identity
Request a copy of the seller’s government‑issued ID, a signed power of attorney (if they’re using a representative), and proof of ownership.
Compare the name and address on the deed against public records.
If the seller says they’re a "quick‑sell" company without a real‑estate license, that signals a red flag.
3. Engage a licensed real‑estate professional
A licensed agent or broker is required to follow state regulations and must be registered with the real‑estate commission.
They can verify documents, negotiate terms, and help guide you through the closing.
If an agent refuses to show their license number or is unwilling to explain the deal, consider walking away.
4. Do a title search
A title company or attorney should perform a title search to ensure the property is free of liens, judgments, or other claims that could jeopardize your ownership.
If the seller or agent tries to skip this step, do not proceed.
Having a clean title is crucial for a secure transaction.
5. Watch out for "too good to be true" prices
If a property is listed far below market value, it may be a trap.
Scammers often advertise low prices to draw buyers into a fast deal, then supply forged documents or insist on cash payments.
Compare the price to recent sales of similar homes nearby to see if it’s realistic.
6. Never wire money without safeguards
Escrow accounts for real estate should be managed by a reputable title company or 名古屋市東区 空き家 売却 escrow agent.
Scammers could urge you to wire money directly to a personal account.
Always confirm the account details with the escrow officer, and use a secure method such as an official bank transfer, not a personal wire.
7. Inspect the property yourself
Never rely solely on photos or virtual tours.
Schedule an in‑person inspection to verify the condition of the home, check for hidden damage, and confirm that the property matches the listing.
If the seller refuses to let you see the property, that’s a major warning sign.
8. Read and understand the contract
A professional attorney should scrutinize the purchase agreement before you sign.
Contracts that are vague, include unusual clauses, or push you to sign quickly may protect the fraudster instead of the buyer.
Don’t hesitate to request clarification on any term you don’t grasp.
9. Record every interaction
Keep a record of all emails, texts, and phone discussions with the seller, agent, and any third parties.
Such records can be invaluable during a dispute or if law enforcement requires evidence of fraud.
10. Trust your instincts
If something feels off—whether it’s an aggressive pitch, a demand for secrecy, or insistence on cash payments—take a step back.
Authentic transactions are transparent and follow established procedures.
It’s better to walk away than to fall prey to a scam.
By remaining vigilant, checking every detail, and partnering with licensed professionals, you can significantly lower the risk of falling prey to real‑estate scams.
Remember: a careful, methodical approach is the best defense against fraud in any property transaction.
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