Why You Should Consult With an Auto Accident Lawyer

Florida's no-fault auto insurance law covers injuries and property damage, unless the negligent driver was uninsured. It is essential to consult an attorney in the event of a car accident prior to making a recorded or a written statement to an insurance company.

If your case goes to court, both oral or written statements may be used against you. A seasoned attorney in car accidents will know how to properly prepare and try a case to maximize the value.

Damages

There are two main types of damages that a victim could receive following an automobile accident both economic and non-economic. Economic damages are the kind of losses that can be easily analyzed. Medical bills, lost wages, lawsuit and repair costs for vehicles are some examples. Non-economic damages, on other hand, are much more difficult to quantify. They can be characterized by pain and suffering, emotional distress and loss of enjoyment of living.

A skilled lawyer for car accidents will assist victims to claim their maximum amount of compensation. They can also try to get a fair settlement with the insurance company of the driver at blame. They may even go to trial in the event that the insurance company refuses to pay full value.

A reputable lawyer for car accidents will ensure that the victims are accountable for all their potential expenses and losses. They can do this by gathering as much evidence as possible at the scene of the accident. They can, for instance take photographs of the scene where the accident occurred and collect data from witnesses. This will stop the insurance company from trying to reduce or deny your claim.

A lawyer who has been involved in a car accident can assist victims in calculating their total expenses. This includes past and future medical treatments, as well as any expenses related to house care or hiring someone else to do chores or cook if the injury makes it impossible for the victim to carry out these tasks.

Medical bills

Medical bills can quickly pile up after a car crash. Even with no-fault insurance coverage or the settlement of a personal injury lawsuit, those bills won't magically disappear. You have to pay them now and not later.

Luckily, there are two easy ways to get your medical bills paid that are covered by your car insurance and health insurance. In New York, the former is known as Med Pay and covers the first medical expense in the event of an auto accident, regardless of who was the cause. The latter is typically state-provided (Medicare) or via private insurance plans.

Always consult a doctor if you are feeling unwell or if your injuries don't seem severe. A prompt evaluation can ensure that all your injuries are treated and identified including any internal injuries. In addition, your visit will generate the medical report that could be essential in a lawsuit.

If you've exhausted both of these options You can then go to the driver who was at fault's liability policy if the coverage is sufficient to pay for any damages. Be aware, however that you'll need to pay your own deductible and copays first. In the end, you'll be reimbursed for your accident-related expenses once an acceptable settlement has been reached with the responsible party. This is why it's vital to keep track of all your bills as well as any expenses you pay out of pocket.

Loss of wages

In addition to medical bills and property damage, a serious car accident could also result in the loss of wages. If you are unable work due to injuries sustained in a crash, it can be extremely stressful to keep up with your financial obligations every day. You may have to borrow money from family members or use savings from your personal account until the case is settled. A New York car accident lawyer will review your case to determine if you have a valid claim.

In car accident cases a judge can make a decision to award compensatory damages to reimburse you the money you could have earned even if you had not been injured. The benefits, wages and overtime are all included under the umbrella of "economic damages." The aim of this type of compensation is to restore you to the financial position prior to the incident.

A judge will determine the amount of money that you've lost when are unable to work because of your injuries, by reviewing a document that confirms the plaintiff's salary or hourly wage and the length of time you were off from work. Other documents that are relevant include paycheck stubs, bank statements, profit and loss reports as well as tax returns.

In addition to lost income, an auto accident lawyer will seek compensation for loss of earning potential. This is a specialized aspect of your injuries that could be difficult to prove and will require the help of an expert witness.

Pain and suffering

You may be left with unpaid medical bills, damaged to your property, and even loss of income if you suffer a severe car accident. There is also the possibility of suffering psychological and lawsuit emotional trauma. The pain and suffering you suffer is real and deserve to be paid. A lawyer can help you get the money you are due.

A lawyer can help you to deal with insurance companies. Insurance adjusters are motivated by their own financial interest and will often try to deny or reduce your claim. An attorney for car accidents can help you avoid these tactics and negotiate an equitable settlement for your injuries and losses.

Document all the expenses and damage to property that you incurred as a result of the accident. Included in this are medical bills, estimates for repairs and receipts for damaged items. Photograph your injuries and the accident scene. Also, you should avoid talking to anyone about the accident except for medical and police professionals.

An attorney can help determine who is responsible for the accident. New York is a state that employs "comparative negligence" which means that the amount you are awarded for damages will be reduced by the percentage of your fault. In certain cases the responsible party could be a corporation, city or state agency, or an organization that provides public transportation or sanitation company.