Why You Should Consult With an Auto Accident Lawyer

Florida's no-fault auto accident insurance law covers injuries and property damage, unless the negligent driver was not insured. This is why it's important to speak with a lawyer in the event of a car accident before providing an unwritten or recorded statement to the insurance company.

If your case is taken to court, both oral or written statements may be used against you. A seasoned attorney in car accidents knows how to prepare and testify in a trial to maximize the value.

Damages

There are two broad categories of damages a person will receive in the event of an automobile accident that are non-economic and economic. Economic damages are measurable losses that can be easily established. They include medical expenses, lost wages and repair costs for vehicles. Non-economic damages, on the other hand, are much more difficult to quantify. They can be a result of suffering and pain or loss of enjoyment in life, and emotional anxiety.

An experienced car accident lawyer will assist victims to claim their maximum amount of compensation. They can also fight for a fair settlement from the insurance company of the driver at fault. They can even go to trial if the insurance company refuses to settle the full amount.

A competent lawyer for car accidents must ensure that victims receive compensation for all possible losses and expenses. This can be accomplished by collecting as much information as is possible from the accident scene. For example, they can capture images of the location of the accident, and gather information from witnesses. This will stop the insurance company from trying to reduce or deny your claim.

In addition, a car accident attorney should help victims calculate the full cost of their injuries. This includes the cost of future and past medical treatment, as well the cost of hiring someone to cook or perform chores when the victim is not able to complete these tasks.

Medical bills

When you're involved in a car accident, medical bills may accumulate quickly. Even with no fault insurance or an injury lawsuit settlement, those bills won't magically disappear. You must pay them now, not later.

There are two options to swiftly pay medical bills through your own health insurance or through your car insurance. The former is commonly known as Med Pay in New York, and it will cover your medical expenses after an accident, regardless of who caused the collision. This is typically a state-funded program (Medicare) or via an insurance company that is private.

It is recommended to visit the doctor after an accident, particularly in the event that you're not feeling well or think your injuries aren't severe. An immediate evaluation can guarantee that all of your injuries are identified and treated including any internal injuries. Your visit can also result in an medical record that could be crucial in a lawsuit.

After these two avenues have been exhausted, you may turn to the at-fault driver's liability insurance if the policy will cover your damages. However, you'll have to pay your own deductibles and copays. When an agreement is reached with the party responsible, you will be compensated for the entire cost of the accident. This is why it's important to keep an eye on all your expenses as well as any expenses you pay out of pocket.

Loss of wages

A serious car crash could also cause lost wages. It can be extremely stressful to fulfill your financial obligations if you are unable to work due an injury from a car accident. You may need to rely on your own savings or borrow from relatives until your case is resolved. A New York car accident lawyer will examine your case to determine whether you have an appropriate claim.

In the event of a car crash Judges award compensatory damages to compensate you for the amount of money you would have earned but for your injuries. Benefits, wages, and overtime fall under the umbrella of "economic damages." The aim of this type of compensation is to restore you to the financial position you had prior to the time of the accident.

If you're not working because of an injury, a judge calculates the amount you've lost studying a letter sent by the plaintiff's employer that confirms the salary or hourly pay and the length of time they've been absent from work. Bank statements and paycheck stubs are also relevant. Profit-and-loss accounts, tax returns, and profit-and loss reports can be included as well.

In addition to losing income, an auto accident lawyer could seek compensation for lost earnings potential. This is a difficult aspect of your damage, and could be difficult to prove. An expert witness is required.

Pain and suffering

There is a chance that you will be left with unpaid medical bills, damaged to your property and income if you suffer an accident that is severe. There is also the possibility of suffering emotional and auto accident lawyer psychological trauma. You could be entitled to compensation for the suffering and pain you have experienced. A lawyer can assist you to get the money you're entitled to.

A lawyer can assist you navigate insurance companies. Since insurance adjusters have their own financial interests in mind they frequently try to minimize or deny your claim. A lawyer in a car accident will protect you from these tactics and negotiate for the most fair settlement for your losses and injuries.

Record all the costs and damage to property that you incur as a result of the accident. Included in this are medical bills, estimates for repairs and receipts for damaged items. Take photos of your injuries as well as the accident scene. Also, you should avoid talking to anyone about the incident except for medical and police professionals.

A lawyer can also assist you to determine who is accountable for the accident. New York is a "comparative fault" state, meaning that the amount of the damages you are awarded will be reduced by your percentage of the blame. In certain cases the case, a corporation, city or state agency or the public sanitation company or auto accident lawyer transportation service may be the liable party.