Why You Should Consult With an Auto Accident Lawyer

The no fault auto insurance law covers injuries as well as property damage, unless the negligent driver was insured. It's important to consult with an attorney in the event of a car accident prior to making a recorded or written statement to an insurance company.

Oral and written statements can be used against you if your case goes to trial. An attorney who has experience can prepare and present a case in the best possible light.

Damages

There are two broad categories of damages a person could receive following a car accident: economic and non-economic. Economic damages are easily quantifiable. They include medical expenses, lost wages, and repairs to vehicles. Non-economic damages, on the other hand, are more difficult to quantify. These damages could include pain and suffering, emotional distress and loss of enjoyment living.

A skilled lawyer for car accidents can assist victims get the maximum amount of compensation. They can also lobbie to get a fair settlement with the insurance company of the driver who was at the fault. They can even make the case go to trial when the insurance company refuses to settle the full amount.

A good car accident lawyer will ensure that victims are accountable for all their expenses and losses. This can be accomplished by collecting as much information as they can from the accident scene. They could, for instance capture images of the scene of the accident, and collect data from witnesses. This will ensure that the insurance company doesn't try to undervalue a claim or deny it altogether.

In addition, a car accident lawyer should assist victims to calculate the total cost of their injuries. This includes past and future medical treatments, as well as any expenses related to taking care of their home or hiring a person to do cooking or household chores if the accident has made it difficult for the victim to carry out these tasks.

Medical bills

If you're involved car accident, medical bills may get expensive quickly. Even in the event that you have no-fault insurance or an award from a personal injury suit it's not going to disappear. You must pay them now, not later.

There are two ways to quickly pay medical bills through your health insurance or your automobile insurance. In New York, the former is referred to as Med Pay and covers the first medical expense following an auto accident lawsuits accident regardless of who was responsible. This is typically a state-funded program (Medicare) or via an insurance plan offered by a private company.

Always go to the doctor if you're feeling unwell or if your injuries do not appear to be serious. A prompt evaluation will ensure that your injuries, including internal injuries, are appropriately diagnosed and treated. Additionally your visit can result in a medical report that can be crucial in any lawsuit.

When these two options have been exhausted, you can use the at-fault driver's liability insurance if the policy is sufficient to cover your losses. You'll still need to pay your own copays and deductibles. After a settlement is reached with the responsible party you will be compensated for the entire cost of the accident. It's essential to keep a record of all your expenses and bills.

Lost wages

In addition to medical bills and property damage, a major accident in the car can cause loss of income. If you are unable work because of an injury sustained from a crash, it can be extremely stressful to meet your financial obligations on a daily basis. You may need to borrow money from family members or rely on personal savings until the case is settled. An experienced New York car accident attorney can review your case and determine if you have a valid claim for loss of earnings.

In the event of a car crash the judge will award compensation damages to pay for the money you would have earned but for your injury. Benefits, wages and overtime all fall under the umbrella term of "economic damages." The aim of this type of compensation is to return you to your financial situation prior to the incident.

If you're working but aren't because of an injury, a judge calculates the amount you've suffered by studying a letter sent by the plaintiff's employer, which confirms their salary or hourly pay and the amount of time they've missed from work. Bank statements and paycheck stubs are also pertinent. Profit-and-loss accounts, tax returns and profit-and loss reports are also a possibility.

A lawyer who handles auto accidents (like it) can also pursue the compensation you could receive for future earnings lost. This is a specialized aspect of your injuries that could be difficult to prove and will require the help of an expert witness.

Suffering and pain

A serious car accident could cause medical bills, property damage and a loss of income. You may also suffer from psychological and emotional trauma. You could be entitled to compensation for the pain and suffering that you've endured. A lawyer can help you get the money you deserve.

A lawyer can also help deal with insurance companies. Insurance adjusters are motivated by their own financial interests and will often try to deny or minimize your claim. A lawyer who handles car accidents can help you avoid these tactics and negotiate an appropriate settlement for your losses and injuries.

While you're recovering from your injuries, it's important to keep track of all the expenses and property damage that comes from the accident. This includes medical bills, estimates of repair, and Auto Accidents receipts for any damaged items. Photograph your injuries and the scene of the accident. Avoid discussing the accident with anyone, besides police officers and medical professionals.

A lawyer can assist you determine who is responsible for the accident. New York is a state that uses "comparative negligence" which means that the amount you are awarded for damages will be reduced by the proportion of your fault. In certain cases the liable party could be a corporation, city or state agency, or a sanitation or public transportation company.