Motor Vehicle Accident Compensation in New York

If you're injured in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit for compensation. Your lawyer can advise you on whether your injuries fall within this threshold.

Insurance companies are skilled at contesting your losses. Insurance companies can offer settlements that are not enough to cover your losses.

Damages

If you have been injured in an automobile accident, you could be entitled to compensation. These damages are designed to cover your losses as well as expenses like medical bills, lost wages and property damage. Additionally, you can receive compensation for pain and suffering. This type of compensation is more subjective and can be difficult to quantify. However, a competent tort attorney can help you obtain the most amount of compensation for your injuries.

For instance, if have an injury that causes permanent limitations in the use of your arm or leg Your compensation may include compensation for future costs related to this impairment. This could include physical therapy, surgeries, or prosthetics. A permanent loss of a leg or disfigurement can trigger emotional trauma for a lifetime and a decline in quality of life. This is called mental anguish.

Insurance companies often attempt to decrease the value of non-economic damages, which are considered to be intangible. However, a seasoned tort attorney at Morgan & Morgan can make sure that you receive the full value of the general damages in your case.

Medical bills

If you're injured in a motor vehicle accident lawsuit vehicle accident medical bills can build up quickly. You might feel overwhelmed by the costs particularly if you're still recovering from your injuries.

Fortunately, there are a number of options for car accident victims can receive assistance in paying their medical expenses. In New York, motor vehicle accident lawsuits all drivers are required to carry Personal Injury Protection (PIP) which covers the victim's initial medical expenses after an accident. PIP will cover the loss of income if the person is disabled for up to 90-days.

Medicare and health insurance can also provide medical coverage in addition to PIP. The only requirement is that the patient must prove the expenses are directly related to the incident. This can be accomplished by submitting receipts or bills from the doctor.

Certain hospitals and doctors might permit an accident victim to negotiate a settlement in exchange for a lien on the victim's personal injury verdict or settlement. These liens are also referred to as hospital liens or medical liens. If you fail to settle these liens within a reasonable period of time the debts may be sent to collection. By keeping track of their mileage receipts, the victims can also claim compensation for travel expenses to and from medical appointment.

Loss of wages

Being absent from work due to an accident in a Motor vehicle accident lawsuits vehicle could put you in a difficult financial situation. Many Americans live pay-to-pay and motor Vehicle accident lawsuits losing only a few months or weeks of wages could be catastrophic. Accident victims are typically successful in recovering lost wages by filing car accident lawsuits.

Typically, lost wage claims are determined by determining the amount of time a injured worker could have worked without injury. This could include any missed shifts or overtime hours and any work that is performed during the hospitalization. To prove lost income, the plaintiff must request documentation from the employer. This could be in the form of letters that confirm their time away from work, and their hourly rate or salary. Other documentation can include pay stubs as well as copies of the injured party's last tax return.

It is important that the demand document be sent as soon as possible after a car accident. The person who was injured can get the most benefit from their claim. The evidence of the accident will be more convincing if it is promptly provided.

Suffering and pain

It is difficult to quantify the physical pain and emotional pain caused by a car accident. It is important to seek compensation in the case of your accident for the losses.

These are also known as non-economic damages. They can include the cost of suffering and pain and the loss of enjoyment in life as well as post-traumatic stress disorder (PTSD) and many other. It can take time to fully understand the impact your injury has had on you, and these expenses aren't always as easy to quantify as medical bills or lost wages.

The lawyer you hire can use one of two methods to calculate the amount of pain and suffering. The most popular is the multiplier system, in which your economic damages are tallied--including the future and past medical bills as well as any loss of income because of your injury, and damage to property--and then multiplied by a number ranging between 1.5 to 5. The higher the number the more serious your injuries are considered.

Per diem is an alternative method to gauge suffering and pain. In this case, your lawyer can request jurors to award you the amount you are due for each day that you be afflicted by your injury. This is particularly beneficial for accident victims that work outside of the home or have children to care for while they recuperate.