What Is Injury Compensation?

Compensation for injury is money that is paid to help injured individuals pay for losses stemming from their accidents at work. These expenses can include medical bills, lost wages and future income, as well as loss of enjoyment of life damages.

There are two options to receive this kind of money: a settlement or a lawsuit. A lawyer can review the case and tell you which one is best for you.

Medical Treatment

The claim for your injury will include a large amount of medical treatment. The insurance company will pay for reasonable and essential medical expenses. This includes medical bills from health providers and specialists. The insurance company will reimburse you for prescription and over-the-counter medications in addition to expenses for travel to and from medical appointments.

Depending on the nature of your injury you may require assistive aids like wheelchairs, canes or special clothing. You may also be eligible to recover expenses for home modifications, such as stair lifts and ramps. Medical expenses include the cost of diagnostic tests that are necessary to diagnose your injuries and monitor your recovery. You can also claim the cost of surgery necessary to treat your injuries. The workers' compensation board sets out medical treatment guidelines for doctors to adhere to. These guidelines permit your doctor to provide the majority of your care without requiring insurance approval.

Continuously adhering to your health care professional's recommendations can greatly help your case. If the defendant or insurance company notices that you've missed appointments or playing tennis on weekends despite claimed injuries, they will argue that your injuries are not so serious as you'd like to think. On the other hand, if you're constantly consulting with health professionals and getting extensive medical treatments and treatments, they must acknowledge that your injuries are serious.

Lost Wages

Injuries aren't just physically painful, but they can be financially destructive too. The cost of treatment can quickly add up and injured victims may also must deal with the loss of earnings as they recover from their injuries. If you've missed work because of an injury, you may be entitled compensation.

Proving lost wage is a complex and time-consuming procedure that requires specific evidence. It is important to have copies of your previous pay stubs as well as income tax documents. Your attorney can use these documents to establish the amount of income that you've lost as a result of your accident.

Your lost wages could comprise your regular hourly or salaried income possible overtime bonus payments, commissions and more. You can also include any benefits you no longer get, such as free meals or allowances for cars.

You are also entitled to compensation for the days you've needed to take vacation or sick time to make up for the hours you missed due to your injuries. Your attorney can calculate the fair value of these days and request reimbursement from the party responsible. If your injury is long-lasting, your lawyer may also seek compensation for the future earning potential. This is a more complex procedure that requires the hiring of an accountant or forensic accountant in order to demonstrate your loss of future earning potential.

Medical expense

There is a chance that you will be liable for huge medical bills, based on the severity of the injury. This can pressure on your finances. Serious injuries can also prevent you from working and earning income for a long amount of time, which can put the financial burden on you and your family.

You can claim compensation for all medical expenses related to it such as ambulance rides, doctor visits and lawsuit x-rays, hospital treatments, supplies, medications and orthopedic equipment. Additionally, you are entitled to reimbursement for transportation costs to and from medical appointments (including therapy). You must keep receipts for all medical expenses, as you will be reimbursed based on the actual expenses.

For the purpose of negotiating attorneys and insurance firms will often use your billed amounts as the basis to calculate medical special damages. They will then multiply that amount by a factor of 1.5 to 5 to determine your general damages. In general, minor injuries are at the lower end of the spectrum, whereas serious or long-lasting ones are on the upper end.

The Kocian Law Group has the expertise to ensure that you receive the entire amount of medical benefits you are entitled to. We will fight for insurers to pay for the entire amount of treatment your health care providers recommend -- even if insurance companies dispute the need or legitimacy of the treatment.

Pain and Suffering

The person who is injured is entitled to compensation for physical and emotional suffering. The physical pain and suffering injuries can be a result of the past and future medical treatment. Mental anguish and discomfort, shame, shock, and sadness are also taken into consideration.

It can be difficult to put an amount on the pain and suffering that comes from an accident, particularly when permanent injuries are involved such as being in a wheelchair or blinded. It is important that accident victims have the assistance of an attorney to gather sufficient evidence to prove their losses.

In some instances the party who was injured will agree to a settlement without having to go to trial. In the majority of cases, an insurance company will be involved in a settlement agreement. The insurance company could use either the multiplier method, or per diem to calculate the amount of pain and damages.

The courts use the multiplier method as well as the per diem method for determining compensation for physical and emotional suffering resulting from accidents. Both methods have pros and cons to them however, the amount is decided by the jury in the case. An experienced personal injury attorney can help injured accident victims gather the necessary evidence to make a strong claim for fair compensation. Adam S. Kutner & Associates Attorneys can assist you in the investigation of your case, and then prepare the case for court or settlement.