Motor Vehicle Legal Terms

The laws regarding motor vehicle accident law firms vehicles differ from state to state. In general, the laws assume that a vehicle was operated by the owner's permission.

Laws enhancing penalties such as making revocation automatic and targeting social hosts have mixed impact on mortality rates. All of these measures, including obligatory education, alcohol treatment, and interlock devices have a small impact.

Legal Definitions

State laws govern legal terms for motor vehicles. The federal definitions of national standards for fuel economy and licensing requirements for commercial vehicle drivers are primarily administrative in nature and do not apply when states establish their own classifications for registration. These vehicle classifications determine if a driver requires special licenses to operate certain types of vehicles.

These state laws define the terms "automobile," "light truck" and many others. For instance, a light truck is any motor vehicle that has a capacity of carrying less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This includes any vehicle or combination of vehicles that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a machine with wheels. It is typically used by persons who, due to physical disability cannot walk as pedestrians. Mopeds are motor vehicle accident law firms vehicle with fewer than three wheels that come into contact with the ground that is able to travel at a speed of not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by a driver who sits on the top of it. Someone who holds the legal title to a car is called its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle law that deal with everything from the registration process to insurance requirements. The statutes also cover the types of vehicles that are covered by the law. While some of these laws are similar across states, others vary significantly. There are laws that restrict how many people can be carried in a pedicab. There are laws that prohibit reckless driving on certain types of roads, such as parking lots.

A person who operates a motor vehicle that is in contravention of these laws could face penalties and fines for violating these laws. The penalties vary from being able to have your driver's license suspended to having to attend a traffic school.

The law that regulates speed limits on roads is one of the most important laws states have. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also defines the definition of a "motor vehicle." This covers every description of a carriage or Motor Vehicle Accident Attorney device that is powered by mechanical force and used on a highway to transport people or property, or for other commercial use. The law does not apply to trailers, coaches and semitrailers, all terrain and snowmobile vehicles and motorized mobility assist devices used by disabled people and self-propelled corn as well as harvesting machines for hay.

Insurance

A Motor vehicle accident Attorney insurance policy for vehicles is a contract between the insured and the insurer that protects against financial loss on account of the liability for bodily injury, property damage to a third party, arising out of the ownership, operation, maintenance or use of a covered car. It can also cover physical damage to the vehicle. It must contain the name and address of the named insured as in addition to the coverage offered by the policy. It also contains the amount of the premium, the period for which the policy is in effect, as well as the limits of liability. It should also include an agreement or an endorsement that states that the insurance is in compliance with the coverage that is specifically outlined for bodily injury, death or property damage.

Duncanville law firms often recommend that clients read the sample motor vehicle policy to be aware of the terms. One of the most frequent confusions is the definition of "motor vehicle". This phrase is found in numerous statutes that govern the registration of vehicles and financial accountability laws.

Some examples of coverage provided under a motor vehicle policy include commercial auto insurance for vehicles used in connection with commercial, business, jobs, or other activities carried on for profit; automobile liability insurance that includes MP and PIP; and underinsured and uninsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance.

Permissive Use

It is important to know how insurance coverage will work when someone other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive usage. The specific terms of your insurance policy may differ, but most large car insurers offer this type of coverage.

It is important to remember that you are liable for any damages caused by a driver with your permission. Permission may be granted in the form of a written statement or implied, and generally does not have to be recorded.

In determining if there was implied consent, courts will look at the relationship of the parties, their past behavior and the use of the vehicle as well as the circumstances surrounding a particular driving event. A court will also consider if any restrictions were placed on the scope of permissive usage and if a minor deviation from the date, time, and location limitations of the original permission would violate these limitations.

Be aware that adding an additional driver to your auto insurance policy will raise your premiums, as the vehicle becomes more risky to insure. It is therefore essential to weigh your options carefully before giving your vehicle over to anyone else. Contact Jerry for a free insurance quote and discuss your policy's terms.