Motor Vehicle Accident Compensation in New York

If you're injured during a motor vehicle accident (Discover More Here) that the state of New York deems serious, you may be able to file a lawsuit for compensation. Your attorney will advise you on whether your injuries meet the criteria for this.

Insurance companies are skilled in denying the severity of your losses. Insurance companies can offer settlements that are not enough to cover your losses.

Damages

If you have been injured in an automobile accident, you could be entitled to compensation. These damages are intended to cover your expenses and losses, including medical expenses along with lost income, as well as property damage. You can also get compensation for suffering and pain. This kind of compensation is more subjective and may be difficult to quantify. However, a competent tort attorney can help you get the most compensation for your injuries.

If, for instance you sustain an injury that results in a permanent impairment of your leg or arm it could be possible to receive compensation for future costs associated with the impairment. This might include physical therapy, surgeries, equipment or prosthetics. In addition, a permanent loss of a limb, motor vehicle accident or a major disfigurement can cause an ongoing cycle of emotional trauma and diminished enjoyment of life. This is referred to as mental anguish.

Insurance companies often attempt to decrease the value of non-economic damages which are considered to be intangible. Morgan &Morgan's experienced and knowledgeable tort lawyers will ensure that you receive the entire value of your general damages.

Medical bills

When you are injured in a motor vehicle crash, medical bills can pile up quickly. The cost can be overwhelming and difficult to bear, especially when you're trying to recover from your injuries.

There are a variety of different ways that car accident victims can receive assistance in paying their medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP), which pays for the initial medical expenses of a victim after an accident. PIP will cover the loss of income if the victim is not able to work for upto 90 days.

Medicare and health insurance could also provide medical coverage in addition to PIP. The only requirement is that the patient must prove that the cost is directly related to the incident. This can be accomplished by submitting receipts and invoices from the doctor.

Some hospitals and doctors will allow a victim of an accident to negotiate a payment agreement in exchange for a lien against the victim's personal injury settlement or verdict. These liens are also referred to as hospital liens or medical liens. If you don't resolve these liens in the timeframe you have set the debts could be transferred to collections. Victims may also seek compensation for the expenses incurred by getting to and from medical appointments by tracking and storing their mileage receipts.

Loss of wages

If you're unable to work because of an accident in your car it could be extremely difficult to come up with the money. Losing a few weeks of pay or even a month can be devastating for many Americans who live pay check to paycheck. Fortunately, those who suffer from car accidents are able to often recover lost wages through car accident lawsuits.

Typically, lost wage claims are calculated by determining the length of time a injured worker could have worked regardless of their injuries. This can include any missed shifts or overtime hours, as well as any work performed during an hospital stay. To prove lost income the plaintiff should request documents from his employer. This could include letters that document the absence from work and their salary or hourly rate. Other documents could include pay stubs as well as copies of the injured person's tax return for the previous year.

It is crucial to submit the demand document as soon as possible following a car accident. The person who was injured will be able to receive the maximum benefit from their claim. Additionally the evidence of the incident can be more convincing when it is provided as soon as it is possible.

Suffering and pain

The physical pain and emotional distress that result from a car crash can be very difficult to place a value on. But, it's crucial to seek compensation for these losses in your case.

These are also known as non-economic damages. These damages include pain and suffering, loss in enjoyment of life, PTSD, and more. These costs can be difficult to quantify since it could take some time to understand the full impact of your injury.

Your lawyer can employ one of two methods to calculate your pain and suffering damages. The most commonly used is the multiplier system, where your total economic damages are tallied--including your future and past medical expenses, any loss of income because of your injury, and damage to property--and then multiplied by a number that varies from 1.5 to 5. The higher the number, more serious the injuries are judged to be.

Per diem is another way to measure suffering and pain. Under this method, your lawyer can ask the jury to award you the amount you are due for each day you suffer from your injury. This is especially beneficial for those who suffer injuries outside the home or who have to care for children while they heal from their injuries.