Motor Vehicle Legal Terms

The laws governing motor vehicles differ widely from one state to another. In general, the laws assume that a vehicle was operated with the owner's consent.

Laws that enhance penalties that make revocation automatic or targeting social hosts can have mixed impacts on mortality rates. All of these measures, including obligatory education, alcohol treatment, and interlock devices have a small effect.

Legal Definitions

The laws that govern motor vehicle legal terms are formulated and regulated at the state level. The definitions used by the federal government for national fuel economy standards and licensing requirements for drivers of commercial vehicles are primarily administrative and are not applicable when states establish their own classifications of registration. These vehicle registration classifications determine whether a driver has to obtain a special license to operate certain kinds of vehicles.

The laws of the state define terms like "automobile," "light trucks" and many more. For instance light truck, it's any motor vehicle that has a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. This includes any vehicle or combination that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance with wheels that is utilized by people who have physical disabilities and cannot walk. A moped is an automobile with not more than three wheels on the ground, and that can travel at the speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by a driver sitting on the top. The person who has the legal title to a vehicle is known as its owner.

Traffic Laws

Each state has its own set motor vehicle laws that cover everything from the registration process to insurance requirements. These laws also address the types of vehicles protected by law. Some of these laws are akin across states, however others are different. There are laws that limit how many people can be carried in a pedicab. There are laws that prohibit reckless driving on certain types of roads, for instance, a parking lot.

If you violate these laws, you can be punished and fined. The penalties could vary from being able to have your driver's license suspended and being required to attend a traffic school.

The law governing speed limits on roads is one of the most important laws states have. In New York for example, the speed limit is the same for commercial vehicles and motor vehicle accident attorney automobiles.

It also defines the term "motor vehicle accident law firm vehicle" as any vehicle or other device that is driven mechanically and used on the highway to transport property or people or for other commercial reasons. It excludes semitrailers and trailers and coaches, house trailers or coach trailers, vehicles that run only upon rails or tracks, snowmobiles and all-terrain vehicles and motorized mobility aids used by people with disabilities and self-propelled hay harvesting or corn harvesting machines and tractors.

Insurance

A motor vehicle insurance policy is a contract between the insured and the insurer which provides insurance against financial losses arising from the liability for bodily injury, death, property damage to a third party that arises out of the ownership operating, maintenance, or the use of a covered vehicle. It may also protect against physical damage to the vehicle. It must include the name and address the named insured as along with the coverage provided by the policy. It also contains the amount of premium paid, the period for the period that the policy is in effect, as well as the limits of responsibility. It must also contain an endorsement or agreement stating that the insurance provided is in compliance with the coverage provided for bodily injuries or death, as well as property damage.

Duncanville law firms often suggest that individuals review the sample motor vehicle policy in order to understand the terms. One of the most frequently encountered areas of confusion is the definition of "motor vehicle." The phrase is used frequently in statutes governing vehicle registration and financial responsibility laws.

Some examples of coverage provided under the Motor Vehicle accident Attorney vehicle policy are commercial auto insurance that covers vehicles used for business, commercial establishments, activities, employment or occupations which are carried out for profit automobile liability insurance that includes MP and PIP; and uninsured and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance.

Permitted Use

It is essential to understand how insurance coverage will work if someone other than the named insured or a family member drives your car and causes an accident. This is referred to as permissive use. The specifics of your insurance policy may differ, but most large insurance companies offer this type of coverage.

It is important to keep in mind that you are accountable for any damages caused by a driver with your permission. Permission may be granted in the form of a written statement or implied, and is not required to be recorded.

In determining whether there is implied consent, courts examine the relationship between the parties, their prior conduct and usage of the vehicle and the circumstances surrounding a particular driving event. A court will also look at whether there were any restrictions placed on the scope of permissive usage and whether even a minor deviation from the duration, location or limitations of an initial permission would violate of these limitations.

Be aware that adding a driver to your car insurance will result in your premium going up, since it makes the vehicle more risky to insure. It is important to think about your options before lending your vehicle to others. Contact Jerry for a no-cost insurance quote and to discuss the policy's terms.