Motor Vehicle Legal Terms

The laws regarding motor vehicle accident lawyers vehicles differ from state to state. In general, the laws assume that a vehicle was operated by the owner's permission.

The mortality rates are affected by laws that increase penalties, make revocation automatic, or focus on social hosts. All of these measures, which include obligatory education, alcohol treatment and interlock devices, motor Vehicle accident attorneys have a small effect.

Legal Definitions

State laws govern legal terms for motor Vehicle accident attorneys vehicles. The different definitions of federal law used for national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly for administrative purposes, and are not applicable to states that decide their own registration classifications. These classifications for vehicle registrations determine whether a motorist must get a license specific to operate certain types of vehicles.

These state laws define terms like "automobile," "light trucks" and more. As an example an example, a light truck is any motor vehicle that has a capacity of carrying less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it does not include any combination of vehicles that is designed primarily to carry passengers or property completely within its own structure, such as trailers and manufactured homes.

A wheel chair is a device equipped with wheels. It is typically used by people who because of physical impairment, are unable to walk as pedestrians. A moped is an automobile with no more than three wheels on the ground, and that can travel at maximum speed of 35 miles per hour.

A pedicab, or pedal-driven vehicle, is one that is driven by the driver who sits on the top. A person who owns the legal title to a vehicle is known as the owner.

Traffic Laws

Each state has its own set motor vehicle laws that cover everything from registration process to the insurance requirements. These statutes also address the types of vehicles covered by the law. Some of these laws are identical across states, however other laws differ significantly. For instance there are laws that limit the number of people a person can transport in a pedicab. There are also laws that ban reckless driving on certain types of roads, including parking areas.

If you do not follow these laws, you could be fined and punished. Penalties can include getting your license suspended or the requirement to take a traffic class.

One of the most important laws in a state pertaining to vehicles is the speed limits placed on roads. In New York, for example it is stated that the speed limit for commercial vehicle is the same as that of an automobile.

It also defines the term "motor vehicle" as any type of vehicle or other device that is powered mechanically and used on a highway to transport people or property or for other commercial uses. The law excludes trailers, coaches and semitrailers, all terrain and snowmobiles as well as motorized mobility assist devices that are operated by people with disabilities and self-propelled corn, as well as hay harvesting machines.

Insurance

A motor vehicle accident law firm insurance policy for vehicles is a contract between the insured and the insurer that covers financial loss due to liability for bodily injuries or death, property damage to a third party, arising out of ownership and operation, maintenance or use of a covered vehicle. It can also protect against physical damage to the vehicle. It must include the address and name of the insured named and the amount of coverage offered by the policy, as well as the premium paid for it, the time of the policy's effectiveness, and the limits of liability. It should also include an agreement or endorsement stating that the insurance offered is in line with the coverage specified as to bodily injury or death, as well as property damage.

The language of the motor vehicle policy could be confusing for the average person, and Duncanville law firms typically recommend that a person read the policy sample to fully comprehend the terms. One of the biggest confusions is the definition of "motor vehicle". The phrase is found in a number of statutes that govern the registration of vehicles and financial accountability laws.

Examples of coverages offered under an insurance policy are commercial auto coverage for automobiles used for business, commercial establishments or activities, employment, or occupations carried out for profit, as well as automobile liability coverage, which comprises PIP MP, PIP, and uninsured and underinsured coverage for drivers (UM/UIM). Many states require drivers to have this kind of insurance.

Permitted Use

It is important to know what insurance coverage is available when someone other than the named insured or a family member is driving your vehicle and causes an accident. This is called permissive usage. The specific terms of your insurance policy might vary, but a majority of major insurance companies offer this type of coverage.

However, it is important to note that the person driving your car must have your permission in order for you to be held liable for any damages. Permission can be express or implied, and is not required to be recorded.

In determining whether there is implied permission, courts look at the relationship between the parties, their previous conduct and the use of the vehicle, as well as the circumstances surrounding the specific driving incident in question. The court will also consider whether any restrictions were imposed on the permissive use. It will also consider if slight deviation from the time, place, and usage limitations of the original permission would be in violation of these restrictions.

Remember that adding the driver to your auto insurance policy will likely increase your premium, as the vehicle becomes more risky to cover. Therefore, you must weigh your options carefully before giving your vehicle over to other people. Contact Jerry for a free insurance quote and to discuss the terms of your policy.